Brightwater are recruiting for a number of Assistant Relationship Managers to join a leading bank, initially on a contract basis for 12 months. Based in Belfast City Centre the puspose of this role is to assist with the management of a portfolio of complex cases of vulnerable and impaired customers with a view to identifying an appropriate strategy for both bank and client, managing and developing relationships within agreed guidelines.
Assist with management of a complex portfolio of vulnerable and impaired borrower connections.
Monitor all action plans set and follow-up discussed and agreed strategy with case manager.
Communicating with branches, internal departments, external professionals and customers.
Undertake a thorough review of delegated case files ensuring both good account knowledge and that they are well ordered for credit review / internal audit purposes.
Assist with timely preparation of analytical reports supporting the logic for proposed recovery strategies for all borrower connections in your portfolio.
Assist with timely preparation of quarterly discounted cash flows to identify extent of provision for loss needed, on a case by case basis in accordance with accounting standards requirements.
Ensure timely preparation of quarterly summary progress reports for all cases allocated on a case by case basis.
Competent & efficient monitoring and control of cases in the portfolio including management of all security issues on current portfolios.
Assist in preparation and presentation of credit papers and preparation of facility documentation.
Prepare drawdowns for appropriate sign off.
Ensure consistency with regard to the level of customer service delivered ensuring the bank’s return is commensurate with the underlying risks evident.
Action monthly credit grading reports.
Ensure customers are treated fairly in line with all banking code requirements and relevant legislation.
Strong ability, expertise and energy to perform across all key management areas with the ability to clearly influence and communicate direction, build a successful team and inspire others to perform to their full potential.
Superior drive and commitment to continuously improve business performance, together with an ability to prioritise, plan and measure whilst consistently delivering reliable results.
Ability to identify and analyse credit issues with the ability to create solutions/action plans based on sound judgement and dependable/critical decisions in a timely manner.
Strong and proven interpersonal, negotiation management and networking skills fostering a solution focused environment.
Ability to write succinct and accessible Credit Analysis Reports, articulating clearly the basis for proposed recovery strategies.
Ability to articulate and present succinct summaries of credit proposals and proven wider communication skills with ability to communicate clearly and concisely with both internal and external relationships, tailoring the message to the audience and ensuring the exchange of appropriate information to promote meaningful dialogue.
Capability of using own initiative, considering issues and developing appropriate solutions coupled with a proven willingness to take personal responsibility.
A commitment to the delivery of excellence in customer service for the benefit of customers and staff.
Salary commensurate with experience - for further information please contact Ruth McDonald on 028 90325325.